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Kathryn's Blog: Be Safe

More on scamming and how to protect yourself

As far as I am concerned, I can never warn you too much about scamming.  You have to pay attention when you are dating, online or otherwise.  It is all too easy to let what you want to happen get in the way of what actually is going on.  Here’s an article from ConsumerAffairs.com that says it all again, with some good guidelines that I have put in bold.

Love’s Labors Looted: Internet Dating Scams Can Get Expensive
Organized crime preys on the lonely; sites don’t check backgrounds

By Joseph S. Enoch
ConsumerAffairs.com

July 28, 2008

Like so many others who go looking for love on Internet dating sites, Annette was lonely.

She thought she had found the answer to her loneliness when in early March, Eharmony.com matched her with John, a fair-skinned 41-year-old Christian building engineer from California.

The only problem was that he was working on a project in Nigeria, but would be back in the U.S. soon with his daughter, Hailey.

John was everything a lonely woman could want. He was attentive, sent lots of text messages and e-cards and even called Annette’s cell phone. He even said he was a millionaire.

Everything was fine until John said the customs agents at the airport in Nigeria confiscated his luggage for a week containing his $45,000 in travelers’ checks, he told Annette. He just needed $1,300 to get him and his daughter by for a week. Annette didn’t think twice about helping the man of her dreams.

But John’s situation worsened by the day after that. His luggage was stolen, his daughter was kidnapped, they were ambushed by thugs and by the end of it all in June, Annette had wiped out her life savings by wiring $36,300 – not to mention $733 in wire transfer fees—to Nigeria.

John kept pushing until she had nothing left to give, said Annette’s brother, Warren, who spoke on the condition that he and his sister’s full identities would not be published for fear of shaming their family. Warren spoke for Annette because she was too embarrassed to be interviewed by ConsumerAffairs.com over the phone.

In saved chats Annette provided, John wooed her by calling her cutesy names and making promises of a life together. Despite his terrible grammar and her hesitancy later in their relationship, she still gave him everything he wanted.

“Honey,i just wanted you to know the sitaution here is getting worse and i’ve negotiated with the man that brought me back to Africa,” John wrote. “He said i should bring the sum of $2600 before i would be able to sign the document belonging to my house. ... Honey i know i’m causing you alot of stress but i want to promise you this problem i’m facing here will end in time. ... I want to spend the rest of my life with you and Hailey.”

He repeatedly promised he would pay her back in full with interest.

John made repeated comments about “God” and “going to church.”
God will provide

“I believe the almighty God will see both of us through,” he wrote.

When she balked at his requests, John would say, “If you don’t give me the money, it means you don’t love me,” Warren said.

Although Annette’s case may be the most extreme, it’s not the first. ConsumerAffairs.com has received at least 20 complaints from consumers who fell or nearly fell for scammers they met on online dating sites.

“I met someone whom I thought was special and he turned out to be a con artist from Nigeria who asked me for $300,” Minerva of Long Beach, Calif. wrote. That was not an isolated incidence. “These predators contacted me about eight different times on Match.com, but I learned from the first one.”

In October 2006 ConsumerAffairs.com published the story of Eduard of Mantua, N.J. who wired $13,000 to a woman in France he met online.

Mark Brooks, editor of the Internet dating publication, OnlinePersonalsWatch.com and a consultant for the industry, said every dating Web site has problems with scammers from all over the world.

“This is organized crime,” Brooks said. “This is not necessarily individuals out there. They are targeting lots of different industries, but idating is one of them. They have it down to a science – knowing what threshold people will take.”
Organized crime

Many of these scammers work together to create enormous fraud rings and share data on how best to scam people, said Scott Olson, vice president of marketing for iovation, a company that tracks computers so that Web sites can block devices that have a history of being connected with fraud.

“We’ve seen fraud rings that have hundreds of accounts per device that they basically are repeating their scams over and over again with many different people,” Olson said. “These are organized fraud rings that do this as a big business. They have a formula very much like telemarketing where they have a script.”

Brooks said he has spoken with many consumers who have been the victim of fraud on Internet dating sites.

“You look at these cases and you think ‘how could anybody be daft enough to part with so much money?’ But one only needs to talk to these victims one on one to realize that these are vulnerable people and these people open up their hearts and minds to meeting new people and trusting Internet dating sites with these very precious things,” Brooks said.

Scammers sometimes take several months to develop relationships before they start asking for money, Brooks said.

“They’re very good at pulling on the heartstrings,” Brooks said. “They want to get as much emotional connection with their victim as quickly as possible so they can convert them to whatever scam they want to. The main thing is that they want to open up the wallet as soon as possible and as soon as they have the wallet open for any amount ... then they know they can extend that and they can keep upping the ante.”

Besides Nigeria, Brooks said Russia is also on the cutting edge of online date site fraud.

“The males tend to fall for the picture of the beautiful Russian woman and they get to the stage that they want to fly her into the country, she can’t buy a ticket on her side ... so he’ll spring a thousand plus dollars to fly her from Russia, (he waits) at the airport and no one shows up,” Brooks said. “That’s a very common scam.”

Eharmony.com’s vice president of marketing, Fiona Posell, said the company is not responsible for any money its consumers lose to scammers that Eharmony.com matches them up with.

“We are very clear with our users, but ultimately it’s their responsibility and with many things, finding a relationship is an emotional experience and judgment can be clouded and that’s why we tell them to follow the guidelines we give them,” Possell said.

According to Eharmony.com’s Web site, customers should avoid those who:

• Ask for money
• Ask inappropriate questions
• Want to speed up the pace beyond the user’s comfort level
• Tell stories with inconsistencies, some which may sound grandiose
• Give vague answers to specific questions
• Urge consumers to compromise their principles
• Constantly blame others for troubles in his or her life
• Insist on getting overly close, overly fast
• Ask for the user’s login or password information


Eharmony.com relies on its network of 20 million users to turn in those who break the rules so representatives can remove them, Posell said.

In the case of “John,” Eharmony.com discovered he was using a stolen credit card 15 days after he signed up and notified Annette three days later on March 14, three days before she wired John the first loan of $1,300, Posell wrote in an e-mail.

“This is a very unfortunate, very unusual case and we feel really bad about it,” Posell said.
No background checks

Eharmony.com clearly states on its Web site that it does not perform background checks.

“There is no way to do that with complete certainty that it can be done in a way that wouldn’t convey to our users some sort of safety net that we can’t provide,” Posell said. “It’s very hard to perform a background check on an individual to the extent that you would want to. We are very clear that we don’t do that.”

Some Web sites do offer background checks, but Brooks agreed with Posell that most background checks would be costly with little increase in safety.

“They inspire a false sense of security, they don’t really work that well and they kind of cost a lot,” Brooks said.

A very basic background check costs about $10, Brooks said but warned that most scammers would still be able to get around that layer of security.

“If you did a real background check that actually did sophisticated phone verification and friend verification and other things like that, it would be so cost prohibitive the industry couldn’t even exist,” Brooks said.

Everyone ConsumerAffairs.com interviewed for this story said consumers should never give any money to anyone they meet online and that’s why Warren said he doesn’t completely blame Eharmony.com for what happened to Annette.

“Ultimately, it’s my sister’s fault,” Warren said. “I believe people should take personal responsibility. Maybe (Eharmony.com) was a bit too lax, but at the end of the day, we should all be grown ups. ... We should be smart enough, mature enough and wise enough not to fall for these things.”

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Get smart and protect yourself from scams

Now, if the following piece isn’t enough to put you off those millionaire sites, I don’t know what is.  This guy was able to swindle eight women by posing as a music mogul.  It seems pretty clear that these women assumed that the guy was telling the truth.  Likely, that he had presented himself as rich and that these women were looking for rich (since both were listed on MillionaireMatch) blinded these ladies.  The guy was HOMELESS.  They sent the money to his ex-wife’s address!  A simple background search would have alerted a wise single. 

I’m working all the time to help singles avoid being scammed.  Take a look at my One Page $1 Wonders ...  Not only will you be better able to protect yourself with my concise, digestible reports on scamming, but also, you get a 25% discount from my favorite background checking source, AssetSearchPros.com

Homeless man gets more than $100,000 from online conquests
By Sofia Diogo Mateus
Last updated: 1:17 PM BST 05/06/2008
A homeless man posing as a millionaire was arrested for scamming 13 women for more than $100,000.

Through the website MillionaireMatch.com, Paul Kruger, 50, met and convinced eight women that he was a Grammy-nominated music mogul who had worked with Michael Jackson and Quincy Jones, amongst others.

He met the other five alleged victims through one of the women he met on the website.

Later he said needed money for a CD and DVD manufacturing investment, for which the women sent him a total $102,000.

One of the victims was even shown a false stock reports, the court heard, since the operation apparently involved group investment in stock options.

“He did have a good story,” said one victim, a sales manager in Costa Mesa, Calif., who records show gave him $10,000.

The website, which describes itself as the “number one dating site for succesful singles and admirers”, is free and unregulated and anyone can join and claim to be a millionaire, simply by saying that they win $150,000 or more annually.

Steve Kasper, the marketing vice president of Successfulmatch.com, the parent company of MillionaireMatch.com, both bases in Toronto, said it was up to users to self-police.

“We do tell all of our members on all of our sites that you have to take precautions when you’re on the Internet and looking at people that you’re going to meet,” he said.

Charges were filed in Souderton, Pennsylvania, because that is where he told women to send him money; it is also the address of the home of his ex-wife, authorities said.

The money was used to fuel his gambling addiction, since he had various VIP casino accounts, authorities said.

Mr Krueger declined to comment to reporters as he was arraigned on charges of theft by unlawful taking or disposition, theft by deception, deceptive or fraudulent business practices and Pennsylvania Securities Act violations.

The Californian woman said she was willing to be a witness but that the experience had not put her off online dating.

“You have to be careful whereever you go,” said the woman, who is in her 30s. “You could get scammed meeting someone at a bar. It doesn’t matter. You just have to do your due diligence, and I didn’t.”

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Deals on keeping yourself safe

Anyone who reads my blog or newsletter *eMAIL to eMATE* knows that I am constantly harping about safety.  While I don’t think scamming is as much of a problem as most folks think, still, you are the only one who can protect you.  Being educated is the first line of defense. Reading what I have posted here on this blog is a great place to start your education.  I’ve also started developing products to help you get informed, the distilled, “nitty-gritty” about scamming (and lying!) in cheap ($1 each) easy to digest bites: My One Page $1 Wonders.

I’ve also located a great resource for singles concerned about their safety:  AssetSearchPros.com Asset Search Pros has offered an excellent deal for my Find-a-Sweetheart readers and clients: A big 25% discount on all their search packages!  Yea!  We like deals! 

To get you to make yourself just that much safer, all you have to do to take advantage of AssetSearchPros.com’s offer is to buy one or more of my One Page $1 Wonders. After your purchase, you’ll get a followup email with a promotional code that you will use on the AssetSearchPros.com’s site for your selections there.  Is that a deal or what?

AssetSearchPros sent me the following description about background searches that will help you figure out if they are something you can use.  You might want to think about having a search done on yourself.  After all, someone you are dating could easily do a search on YOU.  Shouldn’t you be aware of what might come up?

The Value of a Dating Background Check

Online dating is the fastest growing method for singles who are looking for compatible partners. Whether a person is in their 20’s and just looking for someone to “hang out with” or is older and seeks a “serious relationship”, online dating is the preferred method of millions of people.

Companies such as Match.com, eHarmony, and PlentyofFish provide information on millions of profiles, and sustain business by enrolling hundreds of thousands of new members every year. While it is exciting to find someone whose profile appears compatible with yours, remember that all information is provided by the member themselves. Each member understandably portrays themselves in the best light. Who hasn’t wanted to shave a few pounds of extra weight off of their waistline or deduct a year or two from their actual age? Doesn’t every 41 year old have a better chance of meeting “Mr. Right” when they say that they are 39?

While it is never a good idea to lie when you are looking to build a long-term, trusting relationship, some convenient fudging might be excusable, like height and weight.  But perverts, predators, rapists and murders have equal access to computers and dating sites. While online dating is “safe” and impersonal while you are behind a computer and emailing someone, there comes the time when you actually meet your online partner. How do you know that they are in reality who they claim to be?

A Dating Background Check is an inexpensive method to verify information that you have received. While it can seem minor that someone tries to cover over a few gray hairs or denies owning a herd of cats, information regarding current marital status, financial and legal problems are important, and will be revealed by having a Background Check from a service provider such as Asset Search Pros.


Here are some frequently asked questions and recommendations from our clients.

Q: I just met my date for the first time. We had a cup of coffee. When we discussed jobs and families, he told me that he had just moved to the area and didn’t really know anyone. How do I know he was telling me the truth?

A: We would recommend our Bronze Peace of Mind background check package. It is priced at less than $20 and will verify the name, and possible aliases, as well as current and previous addresses.


Q: I am in my fifties and am just starting to try to meet someone after my spouse died. What kind of things should I be wary of?

A: You need to be protect your personal finances. You may be self-sufficient in the area of money, but in today’s society, many people have had financial reversals. Some of these people are victims and some are guilty of fraud. You don’t want yourself and your children to lose everything to someone who has bankruptcies or court ordered judgments against them. If you should get married, remember, you could become liable for their debts. We recommend our Silver Peace of Mind background check for only $39. It is a small price to pay to discover any public information financial records including bankruptcies, tax liens and property ownership. This package also includes the name and address information provided in the Bronze package.

Q: I am a single mom with two teenage daughters. I just met the most wonderful man. He told me he has children, but doesn’t have much contact with them. How can I know that he is on the up and up?

A: Although it is exciting to meet someone, our children’s safety must be our major priority. Asset Search Pros has access to nationwide criminal databases. We specialize in obtaining names of convicted sex offenders. Our Golden Peace of Mind background check is available for $59 and includes searches for criminals and sex offenders. The package also includes the financials and other information provided in the Bronze and Silver packages.


Q: The person that I have been dating says he has never been married before. He always avoids looking me in the eyes when he talks about his past.  He makes good money, but never seems to pay for his share of the expenses on our dates. Things just seem fishy. Any recommendations?

A: Many of us have things in our past that we are not proud of and are reluctant to reveal. Still, it is better to learn as much as you can about someone before a major surprise comes at you unexpectedly. There could be financial problems or a past criminal conviction. He could have been married before and the reason he is not paying for your dates is the fact that he has court-ordered child support garnishments. There are steps you can take to verify the information he provided. One of the simplest, most economical and accurate methods is to purchase our Platinum Peace of Mind dating background check. It is only $89 and will provide information for: Nationwide criminal convictions, sex offender search, previous marriages, maiden name, bankruptcies, tax liens, civil judgments, possible aliases, extensive address history, property ownership and property values, vehicle ownership, professional licenses, and business ownerships.

All of these packages are available by going to http://www.assetsearchpros.com and clicking on the button “Dating Background”. Just click on Dating Background Check packages and you will see the description of each package. There is a convenient shopping cart for your benefit.

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Millionaire Scratch?

In Internet dating, the caveat is always “Buyer beware!” and here is another good example of why.  I haven’t the vaguest idea why any millionaire would list on a dating site like MillionaireMatch.com, or why anyone would believe the riches story.  But clearly folks do—believe, I mean.  Remember the other adage, “If it seems too good to be true, it probably is.” Underlines below are mine.

Homeless man gets more than $100,000 from online conquests
By Sofia Diogo Mateus

A homeless man posing as a millionaire was arrested for scamming 13 women for more than $100,000.

Through the website MillionaireMatch.com, Paul Kruger, 50, met and convinced eight women that he was a Grammy-nominated music mogul who had worked with Michael Jackson and Quincy Jones, amongst others.

He met the other five alleged victims through one of the women he met on the website.

Later he said needed money for a CD and DVD manufacturing investment, for which the women sent him a total $102,000.

One of the victims was even shown a false stock reports, the court heard, since the operation apparently involved group investment in stock options.

“He did have a good story,” said one victim, a sales manager in Costa Mesa, Calif., who records show gave him $10,000.

The website, which describes itself as the “number one dating site for succesful singles and admirers”, is free and unregulated and anyone can join and claim to be a millionaire, simply by saying that they win $150,000 or more annually.

Steve Kasper, the marketing vice president of Successfulmatch.com, the parent company of MillionaireMatch.com, both bases in Toronto, said it was up to users to self-police.

“We do tell all of our members on all of our sites that you have to take precautions when you’re on the Internet and looking at people that you’re going to meet,” he said.


Charges were filed in Souderton, Pennsylvania, because that is where he told women to send him money; it is also the address of the home of his ex-wife, authorities said.

The money was used to fuel his gambling addiction, since he had various VIP casino accounts, authorities said.

Mr Krueger declined to comment to reporters as he was arraigned on charges of theft by unlawful taking or disposition, theft by deception, deceptive or fraudulent business practices and Pennsylvania Securities Act violations.

The Californian woman said she was willing to be a witness but that the experience had not put her off online dating.

“You have to be careful whereever you go,” said the woman, who is in her 30s. “You could get scammed meeting someone at a bar. It doesn’t matter. You just have to do your due diligence, and I didn’t.”

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Love those men in uniforms?

Years ago, when I was practicing as a psychotherapist in a rural Maine town, I saw a man who was in trouble at work because he had been reported for running across a field in women’s lingerie.  That wasn’t the worst of it: His job was driving truck for a major beer distributor, and the truck with the beer logo plastered all over it was sitting on the roadside by the field.

The message I gave him, and is repeated in the story below, was: Don’t mix your work life with your sexuality!  Particularly if your work life is easily identifiable. 

Mountie rapped for ad seeking transsexual date
Officer posed in red serge, said he sought relationships with transgendered Thais
Matthew Ramsey, The Province
Published: Sunday, April 13, 2008

A Lower Mainland Mountie has received informal discipline for posting a dating profile online, using a picture of himself in a red serge uniform, to find transgendered and transsexual mates.

“I am looking to meet mature Thai women who are interested in a sincere friendship that can develop into a LTR [long-term relationship] and possible marriage,” wrote “Dave” on the thaikisses.com site.

“Special interest towards TS [transsexual], TG [transgendered] women. Any nice Katoey women looking for a serious LTR.” “Katoey” is a Thai term that typically refers to male-to-female transgendered persons, commonly known in English as “ladyboys.”

Dave identified himself as a divorced 49-year-old from Vancouver who would travel the world if he won a lottery and likes the beach and TV.

He listed his qualities as “humorous, loyal, honest, attractive, realistic, quiet, tolerant, attentive, shy, friendly, sympathetic, fond of children, intelligent, romantic.”

“Dave" registered his profile on Sept. 3, 2006. Senior officers were not aware of the posting until late March.

Staff Sgt. John Ward told The Province it’s “totally inappropriate” for any member to use the RCMP uniform, insignia and their identification as an officer in the context of an online dating forum.

“Dave" has removed RCMP reference from the site, Ward noted.

The RCMP’s chief concern for members revealing their jobs on online social sites is operational, Ward said.

“You might be telling people where you work, who you are, what you are doing,” he said.

Ward declined to reveal any details about “Dave” except that he has been with the force for a “number of years” and his unit commander initiated the discipline process.

Shawnigan Lake RCMP Const. Trent Richards was ordered to resign in February after it was revealed he used plentyoffish.com, flirtbox.com and ratemybody.com to seek sexual partners while on shift. Richards also posted images of himself in the iconic red serge.

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Bipolar dating

For those of you who have wondered “What happened?” to the date you had last weekend who never called back, or to the guy or woman who seemed one way in emails, on the phone, or on a first date, then radically different the next time, this article that was in the New York Times a few months ago might explain what was going on:

Modern Love
January 13, 2008

AS a bipolar woman, I have lived much of my life in a constant state of becoming someone else. The precise term for my disorder is “ultraradian rapid cycler,” which means that without medication I am at the mercy of my own spectacular mood swings: “up” for days (charming, talkative, effusive, funny and productive, but never sleeping and ultimately hard to be around), then “down,” and essentially immobile, for weeks at a time.

This darkness started for me in high school, when I simply couldn’t get out of bed one morning. No problem, except I stayed there for 21 days. As this pattern continued, my parents, friends and teachers grew concerned, but they just thought I was eccentric. After all, I remained a stellar student, never misbehaved and graduated as class valedictorian.

Vassar was the same, where I thrived academically despite my mental illness. I then sailed through law school and quickly found career success as an entertainment lawyer in Los Angeles, where I represented celebrities and major motion picture studios. All the while I searched for help through an endless parade of doctors, therapists, drugs and harrowing treatments like electroshock, to no avail.

Other than doctors, nobody knew. At work, where my skills and productivity were all that mattered, I could hide my secret with relative ease. I kept friends and family unaware with elaborate excuses, only showing up when I was sure to impress.

But my personal life was another story. In love there’s no hiding: You have to let someone know who you are, but I didn’t have a clue who I was from one moment to the next. When dating me, you might go to bed with Madame Bovary and wake up with Hester Prynne. Worst of all, my manic, charming self was constantly putting me into situations that my down self couldn’t handle.

For example: One morning I met a man in the supermarket produce aisle. I hadn’t slept for three days, but you wouldn’t have known it to look at me. My eyes glowed green, my strawberry blond hair put the strawberries to shame, and I literally sparkled (I’d worn a gold sequined shirt to the supermarket — manic taste is always bad). I was hungry, but not for produce. I was hungry for him, in his well-worn jeans, Yankees cap slightly askew.

I pulled my cart alongside his and started lasciviously squeezing a peach. “I like them nice and firm, don’t you?”

He nodded. “And no bruises.”

That’s all I needed, an opening, and I was off. I told him my name, asked him his likes and dislikes in fruit, sports, presidential candidates and women. I talked so quickly I barely had time to hear his answers.

I didn’t buy any peaches, but I left with a dinner date on Saturday, two nights away, leaving plenty of time to rest, shave my legs and pick out the perfect outfit.

But by the time I got home, the darkness had already descended. I didn’t feel like plowing through my closet or unpacking the groceries. I just left them on the counter to rot or not rot —what did it matter? I didn’t even change my sequined shirt. I tumbled into bed as I was, and stayed there. My body felt as if I had been dipped in slow-drying concrete. It was all I could do to draw a breath in and push it back out, over and over. I would have cried from the sheer monotony of it, but tears were too much effort.

On Saturday afternoon the phone rang. I was still in bed, and had to force myself to roll over, pick it up and mutter hello.

“It’s Jeff, from the peaches. Just calling to confirm your address.”

Jeff? Peaches? I vaguely remembered talking to someone who fit that description, but it seemed a lifetime ago. And that wasn’t me doing the talking then, or at least not this me — I’d never wear sequins in the morning. But my conscience knew better. “Get up, get dressed!” it hissed in my ear. “It doesn’t matter if she made the date, you’ve got to see it through.”

When Jeff showed up at 7, I was dressed and ready, but more for a funeral than a date. I was swathed in black and hadn’t put on any makeup, so my naturally fair skin looked ghostly and wan. But I opened the door, and even held up my cheek to be kissed. I took no pleasure in the feel of his lips on my skin. Pleasure was for the living.

I had nothing to say, not then or at dinner. So Jeff talked, a lot at first, then less and less until finally, during dessert, he asked, “You don’t by any chance have a twin, do you?”

And yet I was crushed when he didn’t call.

A couple of weeks later, I awoke to a world gone Disney: daffodil sunshine, robin’s egg sky. Birds were trilling outside my window, a song no doubt created especially for me. I couldn’t stand it a minute longer. I flung back the covers and danced in my nightie — my gray flannel prison-issue nightie. I caught one glimpse of it in the mirror, shuddered, and flung it off, too.

I rifled through my closet for something decent to wear, but everything I put my hands on was wrong, wrong, wrong. For starters, it was all black. I hated black, even more than I hated gray. Redheads should be true to their colors, whatever the cost. I dug deeper, and there, shoved way in the back, was a pair of skin-tight jeans and something silky and sparkly and just what I needed: an exquisite gold sequined shirt.

I slipped it on and preened for a minute. Damn, I looked good. Then I tugged on the jeans. I had gained a few pounds during the last couple weeks of slothlike existence, but once I yanked really hard, they zipped up fine. Although something was sticking out of the pocket: a business card, with a few words scribbled across the back: “Call me, Jeff.”

Jeff?

Jeff! I kicked the nightie out of my way and grabbed the bedside phone. Was 6:30 a.m. too early to call? No, not for good old Jeff! It rang and rang. I was about to give up when a thick, sleepy voice said “Hello?”

“It’s me! Why haven’t you called?”

It took a while to establish who “me” was, but eventually he remembered. “You sound different,” he said. “Or no, maybe you sound more like yourself. I’m not sure. It’s so early.”

Soon I had him laughing so hard he got the hiccups and had to get off the phone. But before he did, he asked me out for Friday, three nights away.

No, I insisted, it had to be tonight, or even this afternoon. I didn’t want to lose another chance to get to know him. I knew that Cinderella had only so much time left at the ball.

We compromised on dinner that evening at 8. I spent the afternoon ridding my house of all evidence of depression. I soaped and scoured and dusted and vacuumed, using every attachment, even the ones that frightened me. Then I ran out and bought a dozen Casablanca lilies to hide the smell of ammonia and bleach.

When the house looked perfect, I turned on myself with the same fury. I buffed and polished and creamed and plucked and did everything in my power to recreate Rita Hayworth’s smoky allure in “Gilda.” As I was shadowing my eyes, I remembered her poignant line about the movie: “Every man I’ve known has fallen in love with Gilda, and wakened with me.” It gnawed at me, to the point that my hand started trembling and I couldn’t finish applying my mascara.

Suddenly I didn’t look radiant. There were lines around my mouth and a hollowness to my eyes that aged me 10 years. My skin, despite the carefully applied foundation and blush, was so deathly pale I recoiled from my reflection.

I sat on the toilet and started to cry. I had met the enemy enough times to know it by sight. Not now, I prayed. Please not now. Globs of mascara ran down my cheeks, and I wiped them away, heedless of the streaks they left. It was 7:57. I had three minutes to wrestle my brain chemistry into submission. Oh, sure, I knew there was another option. I could tell Jeff what was going on. But this was a man who didn’t even like his peaches bruised. What would he think of a damaged psyche?

Maybe he would understand. Maybe I would find the courage. Maybe they would invent a cure.

Maybe, but not tonight. As the doorbell rang and rang, I huddled in the bathroom, shivering. I was terrified — not just of Jeff finding me there, but of me never once finding love.

When it was finally quiet, I rinsed off the rest of my mascara and tossed my cocktail dress into the hamper. Then I buttoned up my gray flannel nightie, and settled in for the long night to come.

I never heard from Jeff again.

THAT was five years ago — five long years of ups and downs, of searching for just the right doctor and just the right dose. I’ve finally accepted that there is no cure for the chemical imbalance in my brain, any more than there is a cure for love. But there’s a little yellow pill I’m very fond of, and a pale blue one, and some pretty pink capsules, and a handful of other colors that have turned my life around. Under their influence, I’m a different person yet again, neither Madame Bovary nor Hester Prynne, but someone in between. I have moods, but they don’t send me spinning into an alternate persona.

Stability, ironically, is so exciting I have decided to venture into dating again. I have succumbed to pressure from friends and signed up for three months of a computer dating service. “Who are you?” the questionnaire asks at the start.

I want to be honest, but I don’t know how to answer. Who am I now? Or who was I then?

Life seems so much tamer these days: deceptively quiet, like a tiger with velveted paws. Every so often the sun shines too bright and I think, for a moment, that I own the sky. I think, how wonderful it was to be Gilda, if only in my own mind. But then I remember the price of the sky. So I take off my makeup, rumple my hair and go to the supermarket in sweats. The gold sequined shirt languishes in my closet. I’m thinking of giving it away.

Not just yet.

Terri Cheney is the author of “Manic: A Memoir,” to be published by Morrow/HarperCollins in February.

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The United States Emabassy in Russian and Scams

The United States Embassy in Moscow clearly gets frequent reports about US citizens who are victims of Russian based dating scams.  Here’s what the Embassy has put out in response, good advice no matter what country you are dealing with:

Internet Dating Scams

The U.S. Embassy receives reports almost every day of fraud committed against U.S. citizens by Internet correspondents professing love and romantic interest. Typically, the Russian correspondent asks the U.S. citizen to send money or credit card information for living expenses, travel expenses, or “visa costs.” The anonymity of the Internet means that the U.S. citizen cannot be sure of the real name, age, marital status, nationality, or even gender of the correspondent. The U.S. Embassy has received many reports of citizens losing thousands of dollars through such scams. American citizens are advised never to send money to anyone they have not met in person.

The internet dating scams include some common elements:

* Misrepresentation about the costs and requirements of a U.S. visa,
* Claims that they must buy airline tickets only in Russia,
* Use of professional models’ photos gleaned from internet web sites,
* Sudden financial hurdles to leaving Russia,
* Requests to send money only through a specific company,
* A scan of a (usually fraudulent) U.S. visa to prove intent to travel.

Please keep in mind that, while the U.S. Embassy in Moscow does not have the authorization to initiate investigations of these scams, the Fraud Prevention Unit can verify the authenticity of any U.S. visa via e-mail at . In addition, complete and authoritative information on applying for a U.S. visa is available on the Department of State’s webpage on Visa Information for Temporary Visitors.

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USPO’s advice to prevent love scams

Even the post office puts out guidelines to help you detect a scam:

Love Losses

Learn the warning signs:

* They say they are located in a foreign country and they have a check or money order in U.S. dollars that they can’t cash. But there’s no real reason why they couldn’t use the financial services in their own country to cash it.
* They claim to have a medical emergency or some other problem and ask you to help by cashing a check or money order.
* They promise to come to the U.S. to be with you, but they need you to cash a check or money order to cover travel expenses.
* Only cash a check or money order for a close relative, someone you have actually met in person or someone you have known for a long period of time. You will be responsible if the check is phony.

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Annie’s Mailbox and Nigerian Scams

Once I started writing about scams, I saw it everywhere.  Even in the advice columns.  Here’s a letter in “Annie’s Mailbox” that appeared in our local paper on 4/16.  While it is not about Internet dating scams per se, the writer does describe the oh-so-typical Nigerian scam.  The “Annie’s” writers give some good resources.  I’ve been writing about scamming for all of you singles out there who are looking for love online.  You want to stay safe, and I want to help.  If you are looking for specific answers to you questions about scamming, go take a look at my One Page $1 Wonders.

Dear Annie: In the past month, I have received three e-mails from different people asking me to send a deposit and they will forward a winning lottery ticket to me. In exchange for cashing it for them, I will get a portion of the money. One letter said I had won a contest from Chevron, but the address was from Nigeria.

I know these are scams, but I’m sure there are a few people who might fall for them. What do I do with these e-mails? — Palmdale, Calif.

Dear Palmdale: Report them to the Federal Trade Commission. Most such scams involve people claiming to be Nigerian officials or surviving spouses of former government officials, who very politely offer to give you money if you will help them transfer funds out of the country.
You are then asked to provide your bank account number and some money to cover legal and transaction fees. You may even be encouraged to travel to Nigeria or a border country to complete the transaction. Sometimes, the con artists will produce fake money to verify their claims.

According to the State Department, people who have responded have been beaten, subjected to threats and extortion, and in some cases, murdered. And, of course, there is a stream of excuses why there was never any transfer of funds to your account.

If you receive an e-mail from someone claiming to need your help getting money out of another country, do NOT respond. Forward it to the FTC at . If you have lost money to one of these schemes, call your local Secret Service field office (listed in the Blue Pages of your telephone directory). To file a complaint or get information, visit ftc.gov or call 1-877-FTC-HELP (1-877-382-4357).

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Could you be scammed?

What kind of people are most vulnerable to Internet dating scams? 

According to Alan Prince, who writes a blog on internet dating scams:

1. Elderly people and other lonely groups: Elderly women and men looking for companionship are believed to be especially vulnerable to the romance scams.They are believed to be soft at heart,and willing to part with their money in return for romantic affection and attention. Other lonely groups of people are also a prime target. Their loneliness makes them to be in need of some form of company,which may not be readily available around them in their immediate environment and which the scammers readily provide.

2.Separated women,recently divorced women and the like are easy targets of the scammers. The trauma of their divorce or separation makes them vulnerable to internet love scams. The scammers hunt on various dating sites for women like these,often sifting through thousands of profiles in the process.

3.Overweight people:these set of people are about the easiest to target and to scam,according to the scammers. It appears some overweight people need someone to admire them and to love them the way they are. And it also appears that a number of them are insecure emotionally.Maybe as a result of this, some overweight women seem to do anything to hold on to a man,even if they do not know if he is for real. It appears that it is their sense of insecurity and their need for acceptance that is often exploited to get money of them.

4.People Looking For Sex: Many adult websites are a special target of the scammers.The scammers show nude pictures of themselves and pretend to engage in sexual acts with the persons they meet on the site. Usually,the people scammed through adult sites never disclose that they were scammed or they keep their losses to themselves. All who lost money to scams through this means declined to give figures of how much they were scammed of when interviewed.

People living with AIDS, and differently-abled people are also a target of the scams.

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Guys get scammed, too…

Men are not immune from being scammed.  Here’s advice from a site call Russian Women Blacklist, with both hints on how to identify a possible scam as well as how to protect yourself:

Avoiding being scammed is, in fact, easy.
The simple rule of thumb is: DO NOT SEND MONEY.
Men who end up being scammed manage to ignore numerous red flags on their way in.

Anyway, here are a few thoughts you might find useful:

• All services on this site, as well as any other reputable dating service, ARE FREE FOR WOMEN. Internet access in Russia is more or less affordable these days to anyone. Quite a few people have computers at home, even more at work. Even if a girl has to use an internet cafe of a kind, the fees there would not be so unbearable, that she has to ask you to sponsor her correspondence if she is interested in corresponding with you.

• Be realistic. Unless you are a rich movie/pop/sports star, it is rather unlikely that a model looking girl will fall deeply in love with you right after your first letter.
This is NOT serious relationship you are looking for

Plots mainly utilized by scammers are not so many

a) A US visa is hard to get, but there is a tourist agency that has connections with the US consulate and the problem can be taken care of for $1000.
No matter how much of your $1000 the ‘tourist agency’ is willing to pay at the consulate/embassy, this just CANNOT be enough to bribe the consul.
Unless you have a senator friend who can personally call the embassy, practically the only way for a single girl to get into the US is by means of FIANCEE VISA you have to apply for. You do not have to marry a girl you invited on a fiancee visa, you can apply for as many visas as you wish later, as long as it is one at a time.

b) After you get the first very promising response from a girl, she disappears for a week, then comes up with a tragic story: father (mother) needs money for urgent heart surgery, or she (her father) has been in a road accident and the mob now wants $$$ in damages or she (her kid sister) is to become a sex slave to a mafia boss, or she has lost her job, or a combination of the above.
The possibility of such a story to be true is very low. Moreover, it is very unlikely that a person has nobody but a resent Internet acquaintance to ask for help when something bad does, in fact, happen. And, on top of that, it very unlikely that a good Russian woman would do so too. Use your discretion.

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What does an Internet dating scam look like?

I’m always on the lookout for ways to keep singles safe in their search for love.  Here’s a description of how a typical Internet dating scam works --

From hoax-slayer.com:
Internet Dating Scams
There are a great many quite legitimate dating service websites that allow members to establish online relationships. Often, these online friendships blossom into genuine long-term relationships. An increasing number of people have found life-partners via relationships started online.

Sadly however, scammers have managed to effectively exploit this trend to further their own nefarious ends. Many people around the world have been duped into sending money to Internet fraudsters posing as would-be girlfriends or boyfriends.

A typical Internet dating scam goes like this:

1. A person registers at an online dating service and creates a profile. The profile will include information, and possibly a photograph, of the person along with a way for interested people to make contact.

2. In due course, a scammer contacts the person posing as someone interested in exploring a possible romantic relationship.

3. The victim responds and the pair begins corresponding regularly. They may soon bypass the dating service contact system and start communicating directly, usually via email.

4. Over time, the scammer will slowly earn the trust of the victim. He or she may discuss family, jobs and other details designed to make the correspondent seem like a real person who is genuinely interested in the victim. Photographs may be exchanged. However, the “person” that the victim thinks he or she is corresponding with, is likely to be purely an invention of the scammer. Photographs may not even show the real sender. The victim’s apparent love interest may look completely different to the person in the photograph and, in reality, may not even be the same gender.

5. After the scammer has established the illusion of a genuine and meaningful relationship, he or she will begin asking the victim for money. For example. the scammer may claim that he or she wants to meet in person and ask the victim to send money for an airfare so that a meeting can take place. Or the scammer may claim that there has been a family medical emergency and request financial assistance. The scammer may use a variety of excuses to entice the victim to send funds.

6. If the victim complies and sends money, he or she will probably receive further such requests. With his or her judgement clouded by a burgeoning love for the scammer’s imaginary character, he or she may continue to send money.

7. Finally, the victim will come to realize that he or she has been duped, perhaps after waiting fruitlessly at the airport for a “lover” who, will, of course, never arrive.

8. Meanwhile, the scammer pockets the money and moves on to the next victim. In fact, the scammer may be stringing along several victims simultaneously.

In many cases, the victim will not only have lost out financially, but will also be left broken-hearted and thoroughly disillusioned. These scammers tend to pray on victims that may be especially lonely, shy or isolated and therefore more vulnerable.

There are a number of variations on the same basic scam. In some cases the scammers may be the one to create a profile on a dating site and wait for a potential victim to contact them. Typically, the profile will include a photograph of a very attractive young woman who will have no trouble attracting would-be suitors.

In other cases, the scammers may simply send out random unsolicited emails professing a desire to begin a relationship in the hope that some gullible recipients will favourably respond. Alternatively, they may strike up a conversation with a potential victim via an Internet chat room.

In some variations of the scam, the fraudsters may not ask for money directly. Instead, they may ask their victim to cash money orders or cheques and wire them the proceeds. The money orders or cheques will turn out to be fake or stolen and the victim will be left out of pocket and possibly held responsible for receiving stolen funds. The scammers may also try to trick victims into revealing sensitive information such as credit card numbers.

If you begin corresponding with a person with a view to a possible romantic relationship, remain cautious even if the relationship seems to be progressing very well. These scammers are very skilled at building trust and know how to make vulnerable victims fall in love with them. Regardless of the strength of your feelings towards a correspondent, you should view any requests for money as highly suspicious. If you do suspect a scam, you may be able to find information on a dating blacklist website such as the Russian women dating scam list . These sites publish information and photographs of known dating scammers. Internet dating scammers often used the same names, family details and cover stories in multiple dating scams. Therefore, you may be able to expose a scam by conducting Internet searches on the names used by the scammers or key phrases from their emails.

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Have you Googled a date?

I just scanned a long report from Pew Internet & American Life Project which contained the following snippet specific to online daters:

From Pewresearch.com: Digital Footprints: Online Identity Management and Search in the Age of Transparency

9% of online adults say they have searched online for information about someone they are dating or in a relationship with. Perhaps due to safety concerns, online women tend to do their dating homework more than online men.

I frankly think that 9% is an underestimate, from what I have been hearing, especially from the ladies.  Most routinely now Google prospective Internet generated dates.  While the article really deals with managing online information about yourself, it’s worth a read.  Regularly Googling yourself is just plain a good idea.  And be ready to explain what comes up, even if some porn star has the same name as you.  You’ll probably need to prove it somehow.

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Scams, scams, and more scams

Michelle Singletary writes an excellent article about the “Sweetheart Swindle” of which all singles need to be aware.  See below, I have underlined parts of the article that I think are particularly relevant.

Online dating scammers will tugat your heartstrings and wallets

By Michelle Singletary

Thursday, February 14, 2008

If you’re looking online for a sweetheart, beware: You may find a new meaning for the expression “money can’t buy love.”

The National Consumers League has issued a warning to people looking for love on the Internet to watch out for con artists whose only mission is to separate them from their cash.

“Scammers lurk in chat rooms and on online dating sites, attempting to earn someone’s affections and trust so that they can persuade him or her to send money,” said Sally Greenberg, executive director of the National Consumers League.

The league, a nonprofit consumer advocacy group, is calling such scams the “Sweetheart Swindle.” It’s a simple scheme, really. The con artist spends time nurturing a relationship. The goal of this online courtship, Greenberg said, is to eventually get the victim to repeatedly send cash.

Greenberg said the group’s Fraud Center only began tracking this type of scam last summer. However, it’s become so pervasive that the organization says it has moved into its top 10 list of scams. Last year the average lovesick victim lost more than $3,000, according to complaints logged at the center’s Web site (http://www.fraud.org).

The scams vary but the typical swindler will begin to weave a tale of how he (or she) has gotten into a financial jam, Greenberg said. Feeling sorry for their online lover, the victim eventually sends money.

In one case, a woman gave $35,000 to a man she met on Match.com, who claimed he was from her hometown of Kansas City, Mo. He said he worked as an engineer in Nigeria. For four months the two had long online exchanges, much like you have at the beginning of a courtship. He even sent her flowers and professed his love for her.

Then the man began requesting money to pay for medical care for his 11-year-old son, whom he claimed had a congenital heart condition.

It was all a con. Eventually the woman took out a second mortgage on her home to pay off the credit cards she used to get advances to send him money.

“I’m not a stupid woman,” she told me in an interview. “I have a master’s degree. I hold down a good job.”

But, she said, she felt sorry for the kid. “That was where my heart strings were.”


If you’re inclined to be harsh on these victims, don’t be so smug to think this couldn’t happen to you, Greenberg said.

“Scammers are really good at figuring out and preying on the vulnerabilities of the people they are scamming,” she said.

The Consumers League said if you want to avoid heartache from a sweet-talking swindler, look for these red flags:

* You are being asked for money.

* There is a confession of love soon after you begin communicating.

* The person claims to be a U.S. citizen who is living abroad. Or they pump up their professional credentials.

* The person wants you to help with their business or get involved in a business deal.

Greenberg advises that you give money only to someone you’ve met in person, have known for a long time and can truly trust.

I would suggest that you make it a personal money rule not to give or loan a significant amount of cash to anyone you’re romantically interested in.

If your honey needs money, look at the situation as an opportunity to see how he or she handles a financial crisis. When faced with an unplanned expense, does your Pookey have to resort to borrowing the money?

Step back from your emotions and you will gain some important information about a person you may view as a potential spouse.

I’m not saying never give any money to your boo (that’s the hip way of referring to your romantic companion). Of course, you will trade off paying for dates or transferring a little money between the two of you. But I want to emphasize it should be only a little money.

Whether you are dating in person or online, you should not be paying the person’s rent, car note or any other bill. Don’t give her money to get her hair done. Don’t lend or give him money to fix his car. These are all expenses that your sweetheart should be paying without your help.

And certainly don’t ever borrow money to help out your sweetie, no matter how desperate the situation seems. If they need financial assistance, help them find another resource.

Don’t get a cash advance on your credit card. Don’t take a loan against your 401(k). And for goodness sake, don’t borrow against your home.

Bailing out your boo is not an indication of your love. It’s an indication you’re dating someone who needs to budget or get another job (or a job) or move back home with his or her mama.

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Never enough safety tips

Most of this below repeats what seem now to be commonly understood safety rules for online daters.  But it never hurts to repeat important lessons, and who knows?  Maybe YOU haven’t heard them yet.

Online dating safety tips

•Use your best judgment . Don’t ignore facts that seem inconsistent or “off.” If something doesn’t feel right, close communication or, if on a date, leave. Watch out for someone who makes overtly sexual or personal remarks, tells grandiose stories with inconsistencies, gives vague answers to specific questions, constantly blames others for his/her troubles, or insists on getting overly close, overly fast.

•Talk on the telephone a few times before arranging a meeting. For added security, use your phone’s number blocking feature or use a disposable prepaid cell phone that isn’t linked to your personal identity.

•Don’t disclose too much personal information. Don’t divulge the name of the company where you work or to which gym you belong. If your date asks you something you don’t feel ready to share, tell him/her you want to know him/her better first. Before you share contact information, discuss the need to respect each other’s privacy.

•Do your own research . Type your match’s name into a search engine, contact your state or local municipalities to obtain public information, or use a paid service to obtain a full background report.

•Meet at a decent hour in a public place. Lunch dates work especially well. Limit alcohol consumption or abstain until you know the person better.

•Use your own transportation. Riding together should wait.

•Tell at least one friend or family member about your plans. Leave your date’s name and phone number with them, and arrange to check in with them after each of the first few dates. Carry a fully charged cell phone with easily accessible emergency numbers.

•Don’t leave purses and coats where your date could go through them. They might contain items that could reveal personal information about you.

•Take your time. Allow time for a variety of experiences together, particularly the simple everyday routine. In long-distance relationships, consider living in the same area for a significant time before committing to a more serious relationship.

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What you see and what you actually get

Yeah, yeah, singles online often do lie about everything from how much hair they have to how much money and how many wives.  You’ll see the whole spectrum, from the absolutely strait-arrow honest, to the sociopath who you know is lying because his lips are moving.  Sharpening up your observational skills will serve you well.  This article below is a bit too hysterical for me, with the killers and the police warnings, but there are a couple of new suggestions.  I particularly liked: People should ask to meet their date’s colleagues, friends and families, Woodland said. Many predators, she said, are isolated and don’t have support systems. The article is in red, and I underlined what I liked. 

What you see isn’t always what you get with internet dating
By Paula Burkes Erickson

Like Brad Paisley’s hit country song “Online,” where a nerd on the Internet morphs into a much cooler, taller dude with six-pack abs, many people misrepresent themselves in online dating services. Kelli Pickens and Shelley Cadamy can attest to it.

Pickens of Edmond once agreed to a date with a guy — who turned out to be a lot different than his online persona.

Uninterested, she begged off an after-dinner movie, and her date called her no fewer than 12 times in the next two hours, asking “Why didn’t you like me?”

Cadamy of Oklahoma City once met a man who told her he looked like a football player. Not really.

Of the roughly 30 men she’s met online or through personal ads, two showed up wearing wedding bands and a third, whom she drove to Dallas to meet, couldn’t hold eye contact for more than two seconds.

“This guy made the hair on the back of my neck stand up,” she said. “It was very difficult to hold a conversation with him, much less trust him.”

To reduce such disappointments and for their own safety, singles who meet online should take certain precautions, say health care and law enforcement professionals.

For starters, they should always should meet in public places and always let someone know where they’re going and when they’ll be back,
said Terri Woodland, clinical director of Sunbeam Family Services in Oklahoma City.

“Don’t wait until you’re involved to question who and what kind of person they are,” Woodland said. “Verify everything that person told you about themselves, including their education and workplace. And start early, so you don’t set yourself up for disappointment and heartbreak.”

People should ask to meet their date’s colleagues, friends and families, Woodland said. Many predators, she said, are isolated and don’t have support systems.

Just last week, Donna Louise Riles of Norman was shot and killed. Police arrested Tony Benae Smith Jr., a man Riles’ aunt said the 36-year-old single mother met two days before through a telephone dating service. Smith had several misdemeanor and felony convictions in Midland and Fort Worth, Texas.

Police are encouraging people to be careful when meeting strangers. Singles can use free online search engines and paid services to do background checks.

By paying $15 to the Oklahoma State Bureau of Investigation, anyone can request a criminal background report on anyone else, said Jessica Brown, public information officer. The reports show all criminal activity within Oklahoma but don’t include federal offenses. However, they give more detail, including charges and jail time, than the free information available on http://www.oscn.net, the Web site of the Oklahoma State Courts Network.

The registry of sex offenders in Oklahoma is free. “But,” Brown said, “keep in mind, people drop off the list after 10 years.”

Brown strongly discourages online dating. “The only thing you know about that person is they like to be on the Internet,” Brown said. “You have no reference from a friend or a neighbor.”

Cadamy considers online dating no scarier than any other method of meeting people. “At least you can read about how they perceive themselves — versus meeting in a bar or standing in a grocery store, wondering if the guy checking out the lettuce next to you is single.”

Cadamy recommends meeting for coffee on the first date, and going Dutch. Until she knows someone better, she only uses her first name and never shares her address.

If not for online dating, Pickens would have no social life. “I was a single mom with two toddlers,” she said. “I could schedule ahead and plan a date, but ‘Where was I going to meet someone?’”

Pickens met her husband, Alan Pickens, online. They “spoke” briefly in a chat room, and six months later, he e-mailed her and asked how she was. Long before they met, they became pen pals and friends via e-mail. They’ve been married nearly three years.

Alan Pickens entered the chat room on a whim, he said.

“It was exciting at first,” Pickens said. “Everyone was hitting me with questions because I was the new guy. But after a week, I got tired of it. It was really fast, and I couldn’t keep up.”

Pickens was drawn to his wife because he found her intelligent, based on the verbiage she used, and attractive, based on her photograph that accompanied her profile. “We got lucky,” Pickens said. “I wasn’t a freak, and she wasn’t a freak.”

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Men, women, over 55, and scammers

This article is an eye-opener for the men out there.  When we think of risk on the Internet, we tend to think of women, but according to this piece, men are more likely to be targeted than women, and if you are over 55, you are six times more likely to be approached by scammers than young folks.  Of course, older folks would likely be perceived as having more money, and also, they may be more naive about computers and the Net than those who have grown up with them.  I’ve noticed that men are far less concerned about safety than women and often give out their identity and phone numbers in the first email.  Men, guys get scammed too.  You need to be as careful as women have been taught to be.

Web dating scams target older men

Candace Grigsby

Older men most at risk of web dating attacks Men over the age of 55 are the group most vulnerable to money-based scams when internet dating, according to a survey by GetSafeOnline.org.

The internet advice website claims that 25 per cent of men aged 55 and over have been targeted by cyber-criminals, compared to 12 per cent of women. Both groups are six times more likely to be targeted by scammers than 25-34 year olds.

The survey says that, in total, almost a fifth of internet daters have been approached for money while online. Internet fraudsters repeatedly mention their financial difficulties, exploiting the sympathy of online daters in an attempt to extract money.

Victims open themselves up to attacks by revealing personal information when using dating sites, including details about their job and where they live. Sixty-two per cent of people use their real name in their dating profiles, further increasing the risk of identity fraud.

GetSafeOnline.org has teamed up with relationship expert Tracey Cox to raise awareness of staying safe when dating online.

“When you’re looking at a computer screen, it’s much easier to feel relaxed about the person you’re exchanging messages with, which can be a positive way of getting to know someone before you have the pressure of a ‘real’ date. But, just as in the real world, there are people on these sites who you’re better off avoiding,” says Cox.

“Remembering this, along with the advice we are giving to online daters, can help make sure your online dating experience is a positive one,” she added.

Tips on staying safe when dating online

• Choose a well-run, reputable online dating service which will provide some additional safety. For example, look for a site that will protect your anonymity until you choose to reveal personal information
• Online dating is about having fun, but do be careful about how you portray yourself in your profile. For example, using sexual connotations in your online name or email address might get you noticed, but it also signals that you may be less cautious than other members and might attract the wrong people
• Don’t post personal information. Wait until you feel comfortable with an individual before telling them things like your phone number or place of work or address.
• Never give out your bank account details or any other financial information
• Don’t let anyone pressure you into giving away more information than you want to
• Beware of solicitation – watch out for anyone offering financial advice or asking for charitable contributions
• Even if you’re arranging to meet someone, do not give out any unnecessary personal details such as your home address
• If you feel unsure or threatened by someone’s behaviour, stop contact with them immediately

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Hustlers and Liars

This article below does not say a whole lot that is new, but it does make a good point about what the author calls “Internet Hustlers"-- I call them CyberLotharios.  And I really like his little story about being caught lying.  Lying is NEVER a good idea.

The author’s words are in red.  I’ve underlined parts I think are particularly interesting, and my comments are in black.

Internet Dating for the Beginner
Keep yourself safe while meeting new people online.
by Rudy Leisering

My 14-year-old daughter has a T-shirt. Blazed in black on a yellow background are the words, “Freddie says to relax.” On the back, in the same color scheme, it says, “Don’t do it!” This is sage advice if you are going to use the Internet as an avenue for meeting people and dating. Freddie is, of course, a reference to Freddie Krueger—a character from a series of horror films, noted for attacking his victims in their dreams.

Dating on the Internet can be a bit like that. You find someone; they’re charming, witty, and even sexy. They seem perfect. Ah, dreamy! They listen to you, share your interests, think you, too, are very witty—and then start stalking you, calling obsessively, go after your finances and, in general, ruin your dream.

Beware the Internet Hustlers
(I call them CyberLotharios—see my article “Beware the CyberLothario” here.

Reality check: The pen is mightier than the sword, and the Internet is even more powerful. It is more powerful simply because the interaction is so quick, yet can be so anonymous. It is just too easy to appear to be something other than what you really are. More frightening, especially from the perspective of a father, is that there are people who practice—and I do mean practice—this dark art of deceit. They treat it as a profession, and they get really good at it. Some are after money, some sex, while others just want the thrill of it.

I love billiards, and hang out around a few halls. I’ve watched hustlers ply their trade. Pool is the only sport where someone will come up to you and in essence say, “Hey, I’m no good, but I want to play you for money.” You would think nobody would fall for it, but they do, continuously. The Internet hustlers are every bit as smooth.

I don’t think you, as an individual, can outsmart them. It just takes too much time, but time is a good thing. Use time, be patient, and filter them out. Listen to the people you meet online, and keep track of what they say. Is it consistent? If not, dump them quickly.

What Not to Do

There are some obvious things not to do. Don’t ever give out personal information other than your name and a geographic area where you live, and even then I’d limit it to a first name. Don’t ever give out Social Security numbers, street addresses, the school you go to, or where you’re employed. If you do eventually give out a phone number, realize that you may have to change numbers. My daughter once gave out her phone number, and for weeks the phone was unusable because the number got posted on a site, and the calls came pouring in. Eventually we had to change it.

Don’t become part of the problem. I once (blush) faked my age on a site. Not by much, but enough. I got caught, ostracized, embarrassed, lost a lot of friends, and realized that I had been a jerk. Remember, you are dealing with real people.

This is an excellent point about lying.  It’s not at all unusual to see someone you know on an Internet dating site.  And someone you know also knows you: If you lie, you can be found out by your own social circle.  Bad enough to have to manage being found out a liar by a date who is essentially a stranger; You certainly don’t want to get the reputation with your friends or co-workers as hanging out on a dating site and lying.

Have Fun!

Do—yes, there are some things to do—have fun. Find a site that works for you. There are thousands, if not millions, of sites out there catering to people of various persuasions and interests. Some are really specific. If you aren’t of Spanish descent and into fly-fishing, then skip those types of sites. Instead, go to the “Eskimos Who Worship the Sun” site if you’re into frostbitten suntans. There’s something for everyone. Follow your interests, and you may be surprised at who you find.

Web sites all have their particular flavor. MySpace is different than YouTube, which is different from Yahoo! Personals. Each has a different feeling to it. All are highly customizable. Take advantage of that. Many sites allow you to create your own Web pages quite easily, with a selection of tools that really allow you to express your artistic side. Also, some people make a distinction about sites. Some are intended solely for people looking to meet someone, and have a single purpose. Others are more like the school recess yard where everybody intermingles. One of the fun things about the Net is the sheer number of people you can meet. Take it easy; it can be overwhelming.

Sites to Visit

Be careful of sites that just want your credit card number. Why pay for something that you can get for free. There are legitimate dating services out there that charge a fee for their services, but to me, that’s not really online dating. If you’re really in a rush to meet someone and are willing to pay for it, then use a local service that you feel comfortable with.

I don’t agree with this advice.  Paying a fee weeds out those who are less serious.  Go for the biggies that have been around for awhile like Match.com and Yahoo! Personals.  They still are less than a dollar a day, a bargain for this kind of access to other singles. 

If you do an Internet search on online dating sites, you get about 4 million hits. That’s just in the English language. To get you started, I’ve compiled a list of five free sites that you might want to visit if you are really serious about dating or meeting people. Since the sites are free, I can’t say, “Buyer beware,” so I’ll say “Freebiers beware!” Also, the people who run these sites do like to make money, strange as that sounds. Frequently, sites will have a multi-tiered scheme where you get basic services for free, but full membership requires those magical 16 numbers on your credit card.

CasualKiss.com (http://www.casualkiss.com) This site has been around for a while, claiming to be the oldest site around. It also claims to have about 120,000 members.

Plenty of Fish (http://www.plentyoffish.com) The name of this site is appropriate. It should be the attitude you have when visiting any site. This one is a bit more mature, but I don’t mean as in XXX. This site manages its profiles, so rude and obnoxious behavior gets you kicked out. The site is huge and has lots of visitors and features.

Okcupid.com (http://www.okcupid.com ) This site has a nice feature: You get to create your own profile tests. Don’t like women with silly little dogs? Put it in the test. Don’t like guys who don’t like cute little dogs? Put it in the test. The site claims to be “an intellectual’s approach to love.” Isn’t that oxymoronic?

Connecting Singles (http://www.connectingsingles.com) This site emphasizes that it is free. Its services include searches, e-mail, forums and listings of local events. It caters towards U.S.-based people.

Book of Matches (http://www.bookofmatches.com) This is not a very complicated site. It is full of dating options, such as forums, friends’ lists and live chat. Some of Book of Matches’ free dating features keep the large user base growing constantly, such as scrap booking and blog tagging. A nice touch is that the site lists cities on its main Web page, so you can rapidly select a geographic area.

These Web sites ought to get you launched into the online dating scene. Be careful out there. It’s a jungle, but that’s a good thing. In all the reefs of the oceans around the world, the side of the reef that has the most abundant life in it is the side that the waves pound on. The sheltered side is actually pretty dull.

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What’s happening now in online dating?

I love watching how the online dating industry and the way people use it changes so quickly.  It wasn’t very long ago that you could find anything at all on the net about dating, what was happening and trends.  Here’s an article about where things are and where things are going that says some interesting things.  The article is in red, I’ve underlined parts I think are interesting, and commented in the body of the article in black.

How do I catch a valentine?
By ERIC GWINN
Chicago Tribune

It’s the week before Valentine’s Day, and you might be looking for a special someone. Maybe you’re one of the millions of people who haven’t tried an online matchmaking service. Or maybe you tried one a while ago and were disappointed by the number of people more interested in casual dating than in establishing serious relationships.

Here’s an update: Things have changed. Sites are charging more money to connect people, and the higher membership fees appear to be weeding out the not-so-serious types. Also, the fill-out-a-profile-and-wait-for-replies method of finding a match is giving way to faster means of meeting people.

If you’re thinking about going online to meet a kindred spirit, here is what’s happening these days in the Internet matchmaking world.

WHAT’S NOW?

Fewer people are checking out online dating sites. Internet researcher comScore Media Metrix says the number of visits in December dropped by 10 percent—to 20.2 million Americans—compared with December 2006 figures.

“There are fewer people, but they’re more serious,” says Mark Brooks, who provides marketing and other services for online dating sites. “The revenues continue to climb because the looky-loos have gone away; they can’t get much service without paying (a subscription to a Web dating service.)”

The novelty of online dating is starting to wear off, and Mark Brooks is right, it’s the serious folks who are staying in.

The average monthly subscription is now $25 a month, up $20 a month from a few years ago, but more free sites might start popping up among the hundreds of online matchmakers, thanks to the skyrocketing popularity of Plenty of Fish. Plentyoffish.com is free and among the most visited Web sites—not just dating sites—in Canada and the U.S.

While eHarmony, Yahoo! Personals and Match.com have millions of members, many so-called niche dating sites are growing because they zero in on a specific interest or background or age group, such as SeniorFriendFinder.com. Farmersonly.com attracts those who like the agricultural way of life, while gk2gk.com appeals to self-described geeks. Sparks Networks operates a stable of sites such as JDate.com, for Jewish singles, and DeafSinglesConnection.com. MyPartner.com welcomes gays and lesbians.

WHAT’S NEW?

Growing attention to the issue of online safety. New Jersey recently enacted the Internet Dating Safety Act, requiring online dating services to disclose their criminal background screening practices and to offer safer dating tips on their sites. It’s the first such law of any state; other states might follow suit.

This push to legislate “online dating safety” (as if a law could actually do that) is very controversial.  I testified against a similar bill here in Florida last year.  See my blog entries about it here.

There is no law requiring dating sites to verify the age or identity of members or to run criminal background checks on them. The online dating/social networking industry argues that any such law would be expensive and certainly not foolproof. Most matchmaking sites require users to state they are 18 years or older and to agree they will follow certain rules of behavior. Many offer safety tips for users, and there are plenty of businesses offering to investigate people met online—for a fee.

WHAT’S NEXT?

Some people think online dating is for old people who stay in touch by e-mail, rather than the social-networking, instant-messaging young crowd. Not so fast. “Paid online dating should grow from about $890 million in 2007 to an estimated $1.9 billion in 2012,” says David Card, of Jupiter Research. “We haven’t seen any negative impact from free social networks on the paid social business.”

Online dating is still getting more than 20 million new visitors a month, so don’t worry that potential mates are abandoning online service. As Card puts it, “The big (sites) continue to do well, and there are little guys springing up left and right.”

But if you’re in a hurry for a match, things might seem a bit